Terms of Service

1. Acceptance of Terms

By accessing, browsing, registering for, or otherwise using Clutch Puppy Picks (the "Service"), you accept and agree to be bound by these Terms of Service ("Terms"), our Privacy Policy, our Cookie Policy, and the Arbitration Agreement incorporated by reference in Section 14. If you do not agree, do not use the Service.

2. Operator

The Service is owned and operated by LifeHandled LLC, a limited liability company organized under the laws of the State of Utah. References to "we", "us", and "our" in these Terms mean LifeHandled LLC.

3. Eligibility & Age Restriction

The Service is intended for users who are at least 18 years of age, or the legal age of majority in their jurisdiction, whichever is higher. By using the Service you represent and warrant that you meet these requirements and that your use complies with all laws applicable to you, including any laws relating to sports wagering in your jurisdiction.

4. Informational and Entertainment Use Only - Not a Sportsbook

Clutch Puppy Picks is a sports analytics and community discussion platform. It is not a sportsbook, does not accept wagers, and does not place, broker, settle, or facilitate any bet. All content on the Service - including model outputs, predictions, picks, rankings, trends, AI write-ups, odds displays, statistical analyses, leaderboards, and user-generated commentary - is provided strictly for informational and entertainment purposes only. Nothing on the Service constitutes legal, tax, financial, investment, betting, or gambling advice or a recommendation to wager.

You are solely responsible for any decision you make, including any wager you choose to place with a third-party sportsbook.

5. No Guarantees & Prediction Accuracy Disclaimer

We make no representations, warranties, or guarantees regarding the accuracy, completeness, reliability, timeliness, or outcome of any prediction, pick, model output, ranking, trend, score projection, statistic, AI write-up, or other content. Sports outcomes are inherently uncertain. Past performance does not predict future results.

6. AI-Generated Content Disclaimer

Portions of the Service may be generated, summarized, ranked, or augmented by automated systems, machine learning models, and large language models ("AI Content"). AI Content may contain errors, hallucinations, omissions, or outdated information and is provided without warranty of any kind.

7. Third-Party Data, Odds & Sportsbook Disclaimer

The Service displays data sourced from third parties, including statistics providers, weather providers, injury reports, and sportsbook odds feeds. We do not control these sources and do not warrant the accuracy, completeness, or availability of any third-party data. Odds, lines, totals, and prices shown may be delayed, incorrect, or different from those offered by any sportsbook. Always verify with the sportsbook before acting.

8. Assumption of Risk & User Responsibility

You acknowledge that sports betting, fantasy sports, and any form of gambling involve substantial risk of financial loss. You voluntarily assume all risks associated with your own decisions and your reliance on Service content. You are solely responsible for understanding and complying with all laws of your jurisdiction relating to sports wagering and for managing your own bankroll, behavior, and well-being. Please see our Responsible Gaming page.

9. Account Security & Platform Protection

You are solely responsible for maintaining the confidentiality and security of your account credentials and for all activity that occurs under your account. You must notify us promptly of any unauthorized access. LifeHandled LLC may, in its sole discretion and at any time, suspend, restrict, or terminate any account (with or without notice) for any reason, including without limitation:

• fraudulent activity or attempted fraud,
• abusive, harassing, hateful, or defamatory behavior,
• manipulation of leaderboards, statistics, or community signals,
• scraping, crawling, or unauthorized automated access,
• unauthorized automation, bots, or coordinated inauthentic behavior,
• violation of these Terms or any incorporated policy,
• actual or suspected security concerns affecting any user or the Service,
• compliance with applicable law, regulation, or legal process,
• protection of LifeHandled LLC's reputation, partners, or users,
• suspicious betting-related conduct or evidence of underage use.

LifeHandled LLC may collect, store, and preserve logs, data, timestamps, IP addresses, device and browser identifiers, and account activity records for legal defense, fraud prevention, compliance, internal analytics, and security purposes consistent with the Privacy Policy.

10. Service Provided "As Is" - No Warranty

THE SERVICE AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, LIFEHANDLED LLC AND ITS AFFILIATES, LICENSORS, AND SERVICE PROVIDERS DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, QUIET ENJOYMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR HARMFUL COMPONENTS, OR THAT ANY CONTENT WILL BE ACCURATE OR RELIABLE.

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL LIFEHANDLED LLC, ITS AFFILIATES, OFFICERS, DIRECTORS, MEMBERS, EMPLOYEES, AGENTS, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY OF THE FOLLOWING, WHETHER ARISING IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES:

• financial losses or gambling losses of any kind;
• lost profits, lost revenue, lost opportunities, or lost goodwill;
• data loss, data corruption, or unauthorized access to data;
• service interruptions, downtime, or delays;
• third-party API inaccuracies, delays, or failures;
• third-party data, odds, statistics, weather, or injury report inaccuracies;
• AI-generated content inaccuracies, hallucinations, or omissions;
• security breaches, account compromise, or unauthorized access;
• inaccuracies in leaderboards, rankings, or community statistics;
• community-generated content, including picks, posts, comments, and DMs.

OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID TO LIFEHANDLED LLC FOR THE SERVICE IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100). Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you; in such jurisdictions our liability is limited to the maximum extent permitted by law.

12. Indemnification

You agree to defend, indemnify, and hold harmless LifeHandled LLC and its affiliates, officers, directors, members, employees, agents, and licensors from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any law or third-party right; or (d) any content you submit to the Service.

13. Acceptable Use Policy

• No unlawful, fraudulent, harassing, defamatory, or hateful conduct.
• No impersonation, manipulation of leaderboards or stats, or fake accounts.
• No attempts to bypass security, RLS, rate limits, or authentication.
• No scraping, crawling, or automated mass access without our written permission.
• No uploading of malware, exploits, or harmful code.
• No infringement of intellectual property or privacy rights.
• No conduct that promotes self-harm, addiction, or irresponsible gambling.

14. Mandatory Individual Binding Arbitration & Class Action Waiver

PLEASE READ CAREFULLY - THIS SECTION AFFECTS YOUR LEGAL RIGHTS. By using the Service or creating an account, you agree to resolve all disputes with LifeHandled LLC exclusively through final and binding individual arbitration, and you waive your right to a jury trial and to participate in any class, collective, consolidated, mass, or representative proceeding to the fullest extent permitted by law.

The full Arbitration Agreement is incorporated into these Terms by reference and includes: Federal Arbitration Act governance; American Arbitration Association ("AAA") Consumer Arbitration Rules; class action waiver; representative and collective action waiver; jury trial waiver; individual claims only requirement; coordinated mass arbitration protection; arbitrator authority and remedies provisions; confidentiality provisions; fee allocation framework; a 30-day informal dispute resolution requirement; a 30-day arbitration opt-out procedure; carveouts for small claims court and for intellectual property injunctive relief; severability; and enforcement provisions.

Opt-out: You may opt out of the Arbitration Agreement within thirty (30) days of first accepting these Terms or creating your account by submitting the form on the Arbitration page. Opt-out does not affect any other provision of these Terms.

15. Governing Law & Venue

Except where superseded by the Federal Arbitration Act or other federal law, these Terms are governed by the laws of the State of Utah, United States, without regard to its conflict-of-laws principles. Subject to the Arbitration Agreement, any court proceeding permitted under these Terms (including any action to compel arbitration or to enforce an arbitral award, or any action falling within the small-claims or IP carveouts) shall be brought exclusively in the state or federal courts located in Salt Lake County, Utah, except where prohibited by applicable consumer protection laws. You and LifeHandled LLC consent to the personal jurisdiction of those courts.

16. No Scraping or Automated Abuse

You may not use any robot, spider, scraper, crawler, headless browser, or other automated means to access, collect, mirror, or copy any portion of the Service without our express written permission. You may not interfere with or disrupt the Service or the servers and networks connected to it, including by excessive request volume.

17. Community Conduct & User-Generated Content

You are solely responsible for any content you post (picks, comments, posts, usernames, avatars). By posting content you grant LifeHandled LLC a worldwide, non-exclusive, royalty-free, sublicensable license to host, display, reproduce, distribute, and create derivative works of that content as part of operating and promoting the Service. We may remove content or terminate accounts that violate these Terms at our sole discretion. User content reflects the views of the user, not LifeHandled LLC.

18. Intellectual Property

The Service, including all software, design, branding, logos, text, models, data compilations, and other content (excluding User Content), is owned by LifeHandled LLC or its licensors and is protected by U.S. and international intellectual property laws. You are granted a limited, revocable, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial purposes only.

19. Account Termination

We may suspend, restrict, or terminate your account at any time as described in Section 9. You may delete your account at any time from the Account settings page or by contacting legal@clutchpuppypicks.com.

20. Modifications

We may update these Terms from time to time. Material changes will be indicated by updating the "Effective version" identifier above. Continued use of the Service after changes constitutes acceptance.

21. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

22. Contact

Questions about these Terms? Email legal@clutchpuppypicks.com.